You must be age 18 or older to purchase Blue Cross Blue Shield Global Solutions insurance products. Adults are permitted to purchase Blue Cross Blue Shield Global Solutions products on behalf of individuals younger than 18.
Al hacer clic en "Aceptar" a continuación, confirma que es un adulto de 18 años o más que está comprando en nombre de una persona menor de 18 años.
Ninguna persona menor de 6 años puede inscribirse por su propia cuenta.
Medical coverage for
maritime workers and their families.
Our complete, affordable global coverage is for maritime crew who work on the open seas for at least 3 months a year. Get comprehensive medical coverage for you and your family with our Worldwide Crew plan.
Coverage when you’re at sea
Servicio médico anual ilimitado y límite máximo de por vida
Flexible plan length options
Immediate pre-existing conditions coverage with proof of previous coverage
Primary to protection & indemnity (P&I) insurance
Covers amateur sailboat racing and alcohol-related injuries
Includes SCUBA diving up to 20 meters with proper certification or supervision
Hand-picked doctors
Choose any doctor or facility for services
Access our global network of doctors and hospitals in over 190 countries, many of whom bill us directly
Get on-the-ground clinical support from over 165 Regional Physician Advisors in more than 100 countries
Support beyond time zones
Support 24/7/365 through our Global Service Center
Preventive and Primary Care - Insurer Waives Deductible
Visitas de atención preventiva al consultorio: hasta 8 visitas por año calendario
Todas excepto un copago de $10 por visita1
Todas excepto un copago de $30 por visita
60% hasta el límite máximo de coseguro, luego 100%
Atención preventiva para bebés/niños: (desde el nacimiento hasta los 18 años) a. Office Visits/Immunization b. Vacunas, análisis de laboratorio y radiografías realizados en conjunto con una visita al consultorio
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Atención preventiva para adultos: (mayores de 19 años) a. Office Visits/Immunization b. Vacunas según se recomienda en el calendario de vacunación para adultos publicado por los Centros para el Control de Enfermedades (CDC) c. Papanicolau de rutina, mamografía anual d. PSA for Men e. Análisis de laboratorio y radiografías de diagnóstico realizados en conjunto con una visita al consultorio
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Vacunas por viaje, sujetas a un máximo por año calendario de $500
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Exámenes físicos/de salud anuales, sujetos a un máximo por año calendario de $250 y con límite de uno por año calendario
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Centro de atención de urgencia
100%
Todas excepto un copago de $75 por visita
60% hasta el límite máximo de coseguro, luego 100%
Outpatient Services - Insurer Pays After Deductible Is Met
Atención médica ambulatoria
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Inpatient Hospital Services - Insurer Pays After Deductible Is Met
Cirugía, radiografías, visitas médicas en el hospital, trasplante de órgano/tejido
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Emergencia médica hospitalaria
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Professional Services: Surgery, anesthesia, radiation therapy, In-hospital doctor visits, diagnostic X-ray and lab work
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Ambulatory and Therapeutic Services - Insurer Pays After Deductible Is Met, Unless Noted
Centro quirúrgico ambulatorio
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Fisioterapia y terapia ocupacional, hasta 6 consultas por año calendario
100%, sin deducible
100%, sin deducible
100%, sin deducible
Servicio de ambulancia
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Servicios de acupuntura y quiropráctica, sujetos a un máximo de $2,000 por año calendario si se realizan bajo la atención de un médico con licencia
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Equipo médico duradero
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Rehabilitation and Therapy - Insurer Pays After Deductible Is Met, Unless Noted
Salud mental hospitalaria
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Salud mental ambulatoria
100%, no deductible $10 Copayment
100%, no deductible $30 Copayment
60% hasta el límite máximo de coseguro, luego 100%, sin deducible
Abuso de sustancias en el hospital
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Abuso de sustancias a nivel ambulatorio
100%, no deductible $10 Copayment1
100%, no deductible $30 Copayment
60% hasta el límite máximo de coseguro, luego 100%, sin deducible
Other Services - Insurer Pays After Deductible Is Met
Atención de la salud a domicilio, sujeto a un máximo de 30 visitas por año calendario
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Centros de enfermería especializada, sujeto a un máximo de $250 por día durante un máximo de 50 días por año calendario
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Hospicio, sujeto a un máximo de $5,000 de por vida
100%
80% hasta el límite máximo de coseguro, luego 100%
60% hasta el límite máximo de coseguro, luego 100%
Beneficio para medicamentos recetados sujeto a hasta $5,000 por asegurado por año calendario, suministro para un máximo de 90 días
100% de los cargos reales
100% de los cargos reales
100% de los cargos reales
Copay waived when visiting a BlueCross BlueShield Global Solutions contracted provider outside the U.S.
Las visitas a consultorios que no resulten en admisiones hospitalarias estarán sujetas a una penalidad $100.
Deductible options
Living Abroad: Medical Coverage for Worldwide Education1–6
Plan Options
Deducible
Fuera de U.S.
Deducible
Dentro de la red de U.S.
Deducible
Fuera de la red de U.S.
Máximo de coseguro
0
$0
$0
$0
$1,000
250
$125
$250
$500
$2,000
500
$500
$500
$500
$3,000
1,000
$500
$1,000
$2,000
$4,000
2,500
$1,250
$2,500
$5,000
$8,000
5,000
$2,500
$5,000
$10,000
$10,000
Copay waived when visiting a Blue Cross Blue Shield Global Solutions contracted provider outside the U.S.
Los deducibles son por persona por año calendario.
El límite máximo de gastos de desembolso se calcula al sumar el máximo de deducibles y coseguros juntos. Para una familia, el deducible y el coseguro máximos se multiplican por 2.5., independientemente del tamaño de la familia.
Los montos que se pagan por usar un deducible se acreditan a los demás deducibles, dentro y fuera de U.S. Por ejemplo, si usa su deducible fuera de U.S., este monto se acredita a los requisitos de deducibles de U.S. (dentro de la red) y U.S. (fuera de la red)
Un asegurado solo debe pagar su límite máximo de desembolso una vez por año para todos los servicios que se reciban fuera y dentro de U.S.
Las visitas a consultorios que no resulten en admisiones hospitalarias estarán sujetas a una penalidad $100.
Medical network
Global care that travels with you.
We've hand-picked physicians in over 190 countries who meet our rigorous standards. Many are board-certified and English-speaking. Choose from our network or pick any international doctor or facility. It's up to you.
Always connected to care.
Every plan includes unlimited telemedicine services at no extra cost. Connect with a doctor from your phone or tablet wherever you are, whenever you need care:
Same-day remote appointments available 24/7/365
Multilingual doctors providing guidance for non-emergencies
Consultation notes sent directly to your phone
Prescriptions and referral letters where regulations allow
Travel with a friend.
Use our mobile app for essential support:
Digital ID cards
Provider search with detailed profiles
Claim tracking
Medical translations
Medication equivalents finder
Safety alerts based on your location
Help that never sleeps.
Our Global Service Center is always open:
24/7/365 multilingual support via toll-free or collect calls
Medical evacuation coordination when needed
Personalized guidance for accessing care
Go ahead and explore the world. We'll be here when and where you need us.
Medical evacuation
When you’re outside of your home country, medical evacuations aren’t always covered by your current health insurance.
All plans include medical evacuation. Emergency medical transportation can be stressful and the costs can be devastating. We make it as easy as possible to get the care you need, when and where you need it.
Beneficio máximo por período de viaje para todas las evacuaciones de hasta $250,000.
Additional benefits
Our coverage goes beyond the basics. For your protection and peace of mind in unexpected situations.
What is repatriation of remains?
This important benefit covers the complex process of transporting remains back to the family's chosen location, handling all necessary documentation and arrangements during an already difficult time.
El asegurador no cobra deducibles
Repatriación de restos mortales
Hasta $25,000
Muerte accidental y desmembramiento
$10,000
Pre-existing conditions
You’re more than just your medical history.
You're more than just your medical history. Current health conditions and illness are covered under our plans for living abroad. For coverage to start right away, you will need to supply a letter from your previous health insurer that shows you were covered for at least 6 months.
If you did not have health insurance, you will need to wait up to 6 months for Worldwide Premier and Outside U.S. plans for your current health conditions to be covered. This is called a waiting period. The waiting period for Worldwide Crew, Worldwide Education and Worldwide Non-Profit plans is 12 months.
If you had health insurance for less than 6 months, your waiting period will be shortened by the number of months you were previously covered. For example, if you had health insurance for 2 months, your waiting period will be shortened by 2 months from 6 months to 4 months.
Need medical care or emergency evacuation?
Both are covered, even for pre-existing conditions. So you'll never have to wonder "what if something happens?" while you're trying to enjoy your trip
Refund policy
We understand that life plans change. That's why you can cancel at any time without a cancellation fee or penalty. Most of our plans have a 6-month enrollment minimum, but we don't lock you into a contract. All cancellations are effective on the last day of the monthly billing cycle. We don't provide refunds for partial months. Cancellations are not retroactive, so you will need to pay your premium through the date of your cancellation. All cancellation requests must come from the primary insured by one of these methods:
Postal mail: C/O Blue Cross Blue Shield Global Solutions/Enrollment Dept, 933 First Ave, King of Prussia, PA 19406
Son elegibles para solicitar cobertura todos los ciudadanos de U.S. y residentes permanentes de U.S. que vivan en el extranjero y que sean menores de 74 años al momento de la solicitud. Todos los residentes legales de U.S. (ciudadanos y extranjeros) son elegibles si solicitan cobertura desde U.S. Ningún ciudadano/residente de U.S. menor de 74 años al momento de la solicitud es elegible si solicita cobertura fuera de su país de origen. El país señalado para trabajar no podrá ser el país de origen del asegurado elegible y deberá ser un tripulante profesional.
El asegurado elegible debe tener programado vivir fuera de su país por al menos 3 meses por año.
Dependiente elegible
Un dependiente elegible hace referencia a una persona vinculada con el participante elegible:
Cónyuge, concubino;
Propio hijo/a o hijo/a natural soltero/a del cónyuge/concubino, hijastro/a o hijo/a adoptado/a legalmente quien aún no haya cumplido 26 años.
Una persona no podrá ser un dependiente asegurado para más de un participante asegurado.
Frequently asked questions
Our plans meet all Schengen Visa requirements. If you are traveling to any of the following countries, you may need to apply for a short-stay visa and provide proof of insurance: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France and Monaco, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Litunania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
If you have one of our plans and need proof of insurance, contact us to request a letter from our Global Service Center.
Yes. Current health conditions and illness are covered under our plans for living abroad. For coverage to start right away, you'll need to supply a letter from your previous health insurer that shows you were covered for at least 6 months.
If you didn't have health insurance previously, you'll need to wait up to 6 months for your current health conditions to be covered under our Worldwide Premier and Outside U.S. plans. This is called a waiting period. The waiting period for Worldwide Crew, Worldwide Education and Worldwide Non-Profit plans is 12 months.
If you had health insurance for less than 6 months, your waiting period will be shortened by the number of months you were previously covered. For example, if you had health insurance for 2 months, your waiting period will be shortened by 2 months from 6 months to 4 months.
Our Medical Coverage for Living Abroad plans are not guaranteed. This means that based on the information in your application, we may not be able to cover you. We'll look at the details you provide, including your overall health. Your application may be accepted, accepted with a higher rate or denied.
National health insurance is health insurance that is paid for by a country's government. It usually covers citizens and residents of a country.
If you are just vacationing or visiting for a short time, you may not be eligible or covered by national health insurance. If you get sick or injured, you can be left with a big bill. That's why it's important to protect yourself with a travel medical plan.
If you are moving to a different country, you might not want to depend on national health insurance. For example, you might have to wait a long time to see certain doctors. If you decide to go to another country or back home to the U.S., you will lose coverage. And if you need to be flown back home because of an injury or illness, you will have to pay out of pocket. Buying an international health insurance plan will protect your wallet and provide peace of mind that you can always get the healthcare you need.
We understand that life plans change. That's why you can cancel at any time without a cancellation fee or penalty. Most of our plans have a 6-month enrollment minimum, but we don't lock you into a contract. All cancellations are effective on the last day of the monthly billing cycle. We don't provide refunds for partial months. Cancellations are not retroactive, so you will need to pay your premium through the date of your cancellation. The cancellation must come from the primary insured.
There are 2 ways to cancel:
You can mail your written cancellation to C/o Blue Cross Blue Shield Global Solutions/Enrollment Dept, 933 First Ave, King of Prussia, PA 19406.
Say hello to Blue Cross Blue Shield Global SolutionsSM
For 25 years GeoBlue has been making the international healthcare experience simpler for the globally mobile. Now, our new name makes our connection to the Blue Cross® and Blue Shield® family unmistakable. We're still the same team with the products you know and trust, but with a fresh look and a new streamlined web experience. Come on in and look around-and welcome!